Benefits

Pre and post Hospitalization :Covers your medical related expenses for a period of 60 days before and 90 days after hospitalisation. The medical expenses should be related to the condition for which you were required to be hospitalised

Expenses for treatment at home :You can cover the Medical Expenses, if you are bound to take treatment at home in case if

• You are not in a condition to be moved to Hospitals
• Hospital room may not be available when you need the medical treatment the most
• It involves medical treatment for a period exceeding 3 days

AYUSH Benefit :Covers the expenses incurred from treatment through hospitalisation taken under Ayurveda, Unani, Homeopathy and Sidha. The same disease should be claimed for under allopathic treatment

Benefits

Worldwide Emergency Cover : You can get reimbursed for all the medical expenses incurred for emergency treatments for an illness or injury sustained or contracted outside of India which cannot be postponed until Insured Person has returned to India.

Expenses for Treatment taken at Home :You can cover the Medical Expenses, if you are bound to take treatment at home in case if

• You are not in a condition to be moved to Hospitals
• Hospital room may not be available when you need the medical treatment the most
• It involves medical treatment for a period exceeding 3 days

Ambulance Cover: You can claim up to Rs.2000 for necessary transportation fares by Ambulance required for rescuing your health condition.

Benefits

PRE HOSPITALIZATION: Examination, tests and medication - Sometimes the procedures that finally lead you to hospital, such as investigative tests, consultation fee and medication, can be quite financially draining. We cover the medical expenses incurred by you up to 30 days before your hospitalization.

POST HOSPITALIZATION:Back home and till you are back on your feet - The expenses don`t end once you are discharged. There are bound to be follow-up visits to your medical practitioner, medication that is required and sometimes even further confirmatory tests. We also cover the medical expenses incurred by you up to 60 days after your hospitalization

TREATMENT AT HOME:Despite suffering from an illness/disease/injury (which would normally require care and treatment at a hospital), hospitalization may not be possible - perhaps your state of health is such that you are in no condition to be moved to a hospital, or a room may not be available. Don't worry, we understand that and are happy to let you know that under Domiciliary hospitalization, we will reimburse the medical expenses incurred by you during your treatment at home within India up to 10% of Sum Insured, as long as it involves medical treatment for a period exceeding 3 consecutive days and had actually merited hospitalization.

ANNUAL HEALTH CHECK-UP - AGE NO BAR:Our concern is your good health. To pre-empt your ever having to visit a hospital, we provide an annual health check-up for yourself and all members covered by your policy, including children.

Benefits

Expenses before and after Hospitalization : Get covered for all your claim related medical expenses 60 days before your hospitalization and up to 60 days after your discharge. This list may include follow-up visits, medication, diagnosis, etc.

Organ Donor Cover :Medical expenses of organ donor are covered up to 50% of the Sum Insured, in case of organ transplant.

Ambulance Cover :You can claim up to Rs. 1500 -3000 depending on the type of plan you choose for necessary transportation fares by Ambulance.